Terms & Conditions

These Terms and Conditions govern your use of the moneyworks.ai website and the services provided by AWG Finance (Pty) Ltd, trading as AWG Finance, an authorised distributor of MoneyWorks® accounting software in South Africa. By accessing this website, you agree to be bound by these terms.

Last updated: 26 May 2026

1. About AWG Finance

AWG Finance is a division of Agileworks Group (Pty) Ltd, an authorised distributor of MoneyWorks® accounting software, developed and owned by Cognito Software Ltd (New Zealand). References to "MoneyWorks" on this site refer to software products of Cognito Software Ltd. AWG Finance operates independently and is not an agent of Cognito Software Ltd for any purpose beyond software distribution.

2. Use of this Website

You may use this website for lawful purposes only. You must not:

• Use the site in any way that violates applicable South African or international law or regulation
• Transmit unsolicited commercial communications
• Attempt to gain unauthorised access to any part of the website or its infrastructure
• Reproduce, duplicate, or resell any part of this website without express written permission

3. Software Licensing

MoneyWorks® software is licensed, not sold. All software products distributed by AWG Finance are subject to the end-user licence agreement (EULA) issued by Cognito Software Ltd. Purchasing a licence through AWG Finance constitutes acceptance of Cognito's EULA in addition to these terms.

Licence fees, subscription terms, and renewal conditions are as stated at the time of purchase. AWG Finance reserves the right to update pricing without prior notice except where a fixed-term contract is in place.

4. Intellectual Property

All content on this website — including text, graphics, logos, and design — is the property of AWG Finance or its licensors and is protected by South African copyright law. MoneyWorks® is a registered trademark of Cognito Software Ltd. Unauthorised use of any intellectual property on this site is prohibited.

5. Limitation of Liability

AWG Finance provides this website on an "as is" basis. To the fullest extent permitted by law, we exclude all warranties, representations, and conditions relating to this website and its content. AWG Finance will not be liable for any indirect, consequential, or incidental loss arising from your use of this website or the software products we distribute.

Our liability to you in connection with any service or product shall not exceed the amount you paid to AWG Finance for that service or product in the preceding 12 months.

6. Third-Party Links

This website may contain links to third-party websites, including Cognito Software Ltd and Agileworks Group. These links are provided for your convenience only. AWG Finance has no control over the content of those sites and accepts no responsibility for them.

7. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these terms by reference.

8. Governing Law

These terms are governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the South African courts.

9. Changes to These Terms

AWG Finance reserves the right to modify these terms at any time. Continued use of this website after any changes constitutes your acceptance of the revised terms. We will update the "Last updated" date at the top of this page when changes are made.

10. Contact

For questions regarding these terms, please contact us via the contact page or by email at the address listed there.